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Wills Solicitors

Do you have a Will?

Wills Solicitors in Salisbury and AndoverMaking your Will is the easiest thing to put off. It is estimated that over 70% of the population don’t have a current accurate Will. Don’t be one of them! If you are, you risk dying intestate (i.e. without saying who should inherit your property) and leaving a very uncertain future for your family, friends and business partners. Our specialist Wills solicitors strongly advise that you make a Will, review it regularly and consider taking out a Lasting Power of Attorney. It costs less than you think – we offer value for money fixed fees for simple Wills.

Our solicitors prepare Wills and deal with with probate cases for clients throughout Wiltshire, Hampshire and Dorset from our offices in Salisbury, Andover and Amesbury.

Free Review of your Will

If you’re not sure of whether or not you need to update your will, then take advantage of Bonallack and Bishop’s free review offer – just call them to book in your free review appointment.

Why do I need a Will?

If you do not make a Will:

  • Your family could be involved in unnecessary costs and delay
  • You will have no control over what happens to your property
  • Disagreements may arise between how your property is split between your family
  • You may not have made enough financial provision for your spouse
  • Your family home may have to be sold to distribute the assets unless you make the position clear to the contrary
  • There might be more tax to pay
  • You could leave your business partners unprotected resulting in a forced business sale
  • If you are co-habiting without having married then your partner will have no automatic right to any part of your estate

In contrast, if you make a Will you keep more control over what happens to your estate after you die and you can ensure that:

  • Those you care for are provided for
  • You minimise tax payable on your death
  • You make proper provision for your co-habitee if you are unmarried
  • You choose someone to look after the day to day care of your young children
  • You decide who deals with your estate (known as the executor)
  • You remember family and friends by leaving them particular gifts
  • You provide a smooth handover of your business
  • You avoid disputes over your property from first and second families

What to include in your will

Don’t forget your estate may be more valuable than you think and includes:

  • Your home
  • Your savings
  • Your personal possessions
  • Any insurance or pension policies
  • Your business
  • Second homes

Do I really need to update my Will?

Modern life is complicated, and not getting any simpler. Over the years you will find your personal circumstances change several times. As your life progresses so should your Will.  A Will that might be suitable for a single person in their 20s without any assets or children, will probably be completely inappropriate for someone say in their 50s who owns their own house, has their own business, was married and divorced and has now remarried and started a second family.

It is those kind of changes in your personal circumstances that mean you need to regularly review your will. In fact, we advise that you should review your Will every two or three years to ensure to ensure it meets your requirements and accurately reflects your circumstances.

But don’t just take our word for it. Here’s a direct quote taken from the government’s own gov.uk website

“You should review your Will every 5 years and after any major change in your life, eg:

  • getting separated or divorced
  • getting married (this cancels any will you made before)
  • having a child
  • moving house
  • if the executor named in the Will dies”

How can I change my Will?

It is not possible to simply amend an existing Will once it has been both signed and witnessed.

To change your Will you have two choices;

  1. You can add what is called a “Codicil” – that’s a legal document which alters any existing will. A Codicil needs to meet the same legal requirements as a Will (e.g. as to signature and witnessing). A Codicil is appropriate for any small changes to your wishes. In theory, you can add as many Codicils as you like to an existing Will, although once you have added a few Codicils, your Will might start to look a little complicated and it might be easier to simply start from scratch and prepare a new Will entirely
  2. You can make a completely new Will – which must make it clear that it revokes or cancels any previous Will. It’s also a very good idea to physically destroy any old Will when you’ve made a new one. If there are quite a few changes to make, then making an entirely new Will is the right way to go.

I want to make a Will – what should I do next?

Before you see a solicitor, list your assets and consider who you would like to provide for and in what way. In particular you should think about:

  • The nature and value of your property
  • If you have any particular wish for your funeral arrangements
  • If you want to donate any of your organs or allow your body to be used for medical purposes
  • Who you would like to administer your estate – your executor to ‘wind up your affairs’. This could be your partner, a beneficiary or your solicitor, who has the knowledge and experience to make sure your wishes are fulfilled.
  • Who you would wish to look after your children if you cannot
  • Who you would like to benefit from your Will – including your partner, children, any previous family and your extended family and friends.
    You might want to think about whether you would like to leave money ‘in trust’ for children or grandchildren until they are grown up and at what age you think they should inherit.
  • Consider whether you would like to leave some money to charity (this can minimise a tax liability).
  • What do you want to happen to your business interests?
  • Tax implications – especially Inheritance Tax

Free Wills Storage

Do you pay your bank for storing your Will? If so you’re in good company because many banks routinely charge substantial sums annually for looking after your documents.

Bonallack and Bishop can store your Will and House Deeds free of charge in their secure fire proof storage, with no strings attached – even if the Will was not prepared by Bonallack and Bishop for you in the first place.

So why keep your documents in the bank – transfer them to us today – and stop your hard-earned wealth simply adding to your bank’s profits.

Beware of DIY Wills and unqualified will-writers

Do not make a homemade or DIY will and watch out  for ‘Will-writers’ with qualifications. Some are perfectly reputable, but far too many are not and  operate without insurance cover. What is more, using them is more likely to result in incorrect or invalid Wills and you could end up with  potential beneficiaries becoming embroiled in contesting a Will – a growing trend which not only proves expensive, it is also a long and stressful process which can also divide families permanently.

Probate Solicitors

Probate involves dealing with the estate of someone who has died – collecting in monies that are owed, settling taxes or debts and distributing the estate among the beneficiaries. Click for more about how our probate solicitors can help you.

Need a New or Updated Will? Contact Us Today, don't put it off any longer. Make an enquiry with us today.

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